Privacy Policy

Who Operates This Site

This Privacy Policy describes how SimulWise ("we", "us", or "our") at simulwise.com handles information when you use our website. SimulWise is an independent, non-commercial project dedicated to providing free, accessible financial calculators.

Overview

This Privacy Policy explains how we handle information when you visit SimulWise. We designed our calculators to run locally in your browser. We do not require accounts, and we do not ask you to submit financial data to our servers.

Information We May Collect

Because we do not offer user accounts or contact forms, we collect very little information. Our hosting provider may automatically log standard technical data when you visit the site, such as your IP address, browser type, referring page, and the date and time of your request.

If you email us at contact@simulwise.com, we receive the information you choose to include in your message (such as your email address and message content) so we can respond.

Information We Do Not Collect

Your calculator inputs — amounts, rates, ages, and other parameters — are processed in your browser and are not transmitted to or stored on our servers.

Using our calculators does not require an account or submission of personal financial data to SimulWise.

How We Use Information

We use hosting logs to maintain site security and diagnose technical issues. We use analytics data to understand general traffic patterns and improve our tools. We use email correspondence only to respond to your inquiry.

Cookies and Third-Party Advertising

We use third-party advertising services, including Google AdSense, to display ads on this site. Google and its advertising partners may use cookies and similar technologies to serve ads based on your prior visits to this website or other websites.

You can learn more about how Google uses data at https://policies.google.com/technologies/partner-sites. You may opt out of personalized advertising by visiting Google Ads Settings or by adjusting your browser cookie preferences.

Analytics

We use Google Analytics to understand how visitors use our website — such as pages viewed, general location, browser type, and time spent on the site. This helps us improve our calculators and content.

Google Analytics collects information through cookies. You can learn about Google's practices at https://policies.google.com/privacy, and you may opt out via the Google Analytics Opt-out Browser Add-on or your browser settings.

Third-Party Services

The site is hosted on a third-party cloud platform that processes server logs on our behalf. We use Google AdSense and Google Analytics as described above. Fonts used on this site are self-hosted at build time and are not loaded from external font providers at runtime.

Data Retention

Server logs are retained only as long as needed for security and operations, according to our hosting provider's policies. Email correspondence is kept only as long as needed to handle your request.

Your Rights

Depending on where you live, you may have rights to access, correct, or delete personal information we hold about you. To exercise these rights, contact us at contact@simulwise.com.

Children's Privacy

SimulWise is not directed at children under 16, and we do not knowingly collect personal information from children.

Changes to This Policy

We may update this Privacy Policy from time to time. The revised version will be posted on this page with an updated date.

Contact Us

For privacy-related questions or requests, contact us at contact@simulwise.com. We aim to respond within a reasonable timeframe.